The Affordable Care Act eased the medical bill crisis for many families. Nevertheless, over 100 million Americans struggle to pay high medical bills. Normally, doctors and hospitals quickly…
Technically, bankruptcy debtors could get credit cards the day after they emerge from bankruptcy. There is no waiting period. Realistically, filing for bankruptcy lowers your credit score. Anyone…
For many years, banks have promoted a number of bankruptcy myths, especially the five listed below. These myths were strong enough to convince lawmakers to pass a sweeping…
The financial storms of life trigger most personal bankruptcy filings, and in most cases, these storms hit more than once. Medical bills are a good example. Excessive medical…
Yes and no. Past-due utility bills are unsecured debts. So, they are dischargeable in bankruptcy. “Discharge” basically means the judge eliminates the legal obligation to repay the debt.…
If they meet basic income and debt-related qualifications, anyone can file for bankruptcy at any time. Additionally, since these actions are voluntary petitions, most debtors can pull the…
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