Bankruptcy Lawyer Dyer

Guiding Clients in the Dyer, MI, Area on the Path to Debt Relief

While hundreds of thousands of people and businesses benefit from bankruptcy cases each year, the road to debt relief through bankruptcy can be a complicated one. First, you must decide whether bankruptcy is the right solution to your debt issues. Then, you have to determine which type of bankruptcy case you should file based on your income, property, and debts. Finally, you must follow all the guidelines and meet the requirements set out in federal bankruptcy laws and procedures.

There is no doubt the bankruptcy process can be daunting and full of uncertainty for many people. However, you can find the financial relief you need without unnecessary stress when you seek help from an experienced bankruptcy lawyer in Dyer. Contact Whitten & Whitten, today.

Evaluating Your Situation

Attorney Kevin Schmidt aims to fully understand your circumstances to best advise you of your debt relief options. Sometimes, there are other ways you might be able to lower your debt obligations without bankruptcy. In other situations, we can see that bankruptcy is the best path toward a clean financial slate for you.

We also go over all aspects of your finances to identify whether you should file for Chapter 7 or Chapter 13 bankruptcy. Each has its own requirements, benefits, and possible drawbacks, and we will examine the following factors and more:

• The nature and amount of your debt
• All sources of income in recent months
• Your regular expenses
• Your property and assets

While Chapter 7 is the quicker and more popular type of consumer bankruptcy, some people earn too much income to qualify. In addition, if you have substantial property you want to keep, Chapter 7 might not be right for you. In these situations, Chapter 13 can be a highly beneficial option. We will go over each type of case and proceed with the right type of petition for your circumstances.

The Bankruptcy Process

Once you settle on a Chapter 7 or Chapter 13 case, our attorney will help you through every step of the process. The following are only some ways we help our bankruptcy clients:

• Advising you on all the necessary documents and information you should gather
• Preparing your bankruptcy petition and supporting schedules
• Filing the paperwork with the proper court
• Representing you in your meeting of creditors, in communications with the bankruptcy trustee, and in any necessary court hearings

We work to ensure the process goes smoothly and that you receive a successful discharge of your debts.

Learn More About Your Options from a Bankruptcy Lawyer in Dyer Today

Whitten & Whitten is ready to help clients when they need it most. You do not have to live with overwhelming debt. Instead, learn about your options for debt relief from a bankruptcy lawyer in Dyer who you can trust. Contact us to schedule a consultation so we can discuss your situation.