Overwhelming debt can take over your life, but always know there are solutions, and you do not have to solve the problem on your own. An experienced Cedar Lake bankruptcy lawyer can review your financial situation and advise you whether bankruptcy might be a viable option. While bankruptcy might seem like a drastic measure, this legal process has helped many people in the Cedar Lake area find relief from their debt.
The Whitten & Whitten provides bankruptcy representation, including a free evaluation of your options. If you decide to move forward with bankruptcy, we will navigate the entire process for you from start to finish. Contact us to schedule your consultation today.
You should consider many different factors when deciding whether bankruptcy is the right solution in your situation. How much is your income compared to your expenses and debts? Do you not have enough disposable income to make payments towards your debts each month? Are you facing a possible foreclosure, eviction, or repossession? What is the nature of your debt? These are all questions we examine when helping clients decide if bankruptcy is the right path.
The next step is to decide which type of bankruptcy is right for you. There are two primary options for consumers in the United States – Chapter 7 or Chapter 13. These are quite different processes, and you should always ensure you file for the right type of case.
The following is an overview of the Chapter 7 process:
Chapter 13 bankruptcy is a longer process, though you will not have to give up any property or assets. Instead, you will need to complete a repayment plan with the court that can last from three to five years before you receive a discharge. Chapter 13 can be beneficial in many situations, including:
Once we help you decide which type of bankruptcy to file, we will guide you through the process, from the preparation of your case to your final discharge.
When you are struggling to pay your debts, do not hesitate to contact a Cedar Lake bankruptcy attorney at the Whitten & Whitten Contact us to get started toward a fresh financial start.
These guys really took me out of a tough time. Really down to earth and made me feel at easy. Would recommend
I would suggest Whitten & Whitten and the whole office. They helped me and were so helpful and friendly. Thank you for getting me back on track.
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