Griffith Chapter 13 Bankruptcy Lawyer

If you are in dire financial straits, your options are limited. When debt piles up tremendously and you cannot break free from it no matter how hard you try, then it may be time to consider bankruptcy. 

When it comes to consumer bankruptcy, there are two main types: Chapter 7 and Chapter 13. Many people opt for Chapter 7 bankruptcy because it is easier. But it is also meant for simple cases in which a person has very few assets. It discharges most debts (except for student loans, taxes, and child support) in just a matter of months. 

Chapter 13 bankruptcy is a little different. While it can get rid of unsecured debts, it also allows consumers to keep secured debts (like cars and houses) by creating a repayment plan. If you would like to keep these assets and have consistent income, then you may benefit from Chapter 13 bankruptcy. You can work with the court to create a repayment plan that is based on what you can afford. This option gives you more control and protects you from creditors throughout the process.

How Can a Bankruptcy Lawyer Help Me?

If you are struggling with credit card debt, medical debt, or other types of debt and cannot get your bills paid, then it is time to seek legal help. Here’s how a Chapter 13 bankruptcy lawyer can help you:

• Evaluate your financial situation. A lawyer can help you evaluate your financial situation and determine whether filing for Chapter 13 bankruptcy is the right option for you.
• Provide legal advice. A Chapter 13 bankruptcy lawyer can provide you with legal advice on a wide range of issues related to bankruptcy, including creditor harassment and foreclosure.
• Create a repayment plan. If you decide to file for Chapter 13 bankruptcy, a lawyer can help you create a repayment plan that is tailored to your financial situation and will be approved by the bankruptcy court.
• Negotiate with creditors. A lawyer can help you negotiate with your creditors to get the best possible terms for your repayment plan.
• Represent you in court. Your lawyer can represent you in court throughout the bankruptcy process, from the initial filing to the confirmation of your repayment plan.
• Protect your legal rights. A Chapter 13 bankruptcy lawyer can help protect your rights throughout the bankruptcy process. They will make sure you understand your legal options and ensure that your creditors are treating you fairly.

Contact Us Today

It is easy to get into debt. Getting out of debt is much harder. If you have been struggling with your bills for a long time, it is time to get free of your debts once and for all.

A Griffith Chapter 13 bankruptcy lawyer from Whitten & Whitten can help you find financial relief. We have been helping Indiana residents for more than 20 years. Contact us today to get started. Give us a call at (219) 756-0555 or fill out the online form.