Home Foreclosure Attorney Near Me
If you are falling behind on your mortgage payments, one of the first questions that enter your mind is, “How do I find a home foreclosure attorney near me?” Though you may get some referrals from friends or family, there are a few key questions to consider when searching for the right legal representation. The answers should help guide your decision in hiring the best home foreclosure lawyer for your needs.
Why is legal knowledge crucial in home foreclosures?
Both Indiana and federal law protect homeowners facing foreclosure proceedings, but the relevant statutes are extremely complex. For instance, the Dodd-Frank Wall Street Reform and Consumer Protection Act requires mortgage servicers to offer support to borrowers who face challenges with their monthly payments. It also safeguards homeowners by prohibiting misconduct by lenders. However, it is critical to understand your rights and the implications of accepting assistance. A foreclosure lawyer can explain how the laws apply to your situation.
How important is experience when hiring a home foreclosure attorney?
Along with knowledge, legal experience is essential for handling home foreclosure matters. While a lawyer learns a great deal of information during law school, there are certain skills attorneys only acquire through practicing law.
What if an attorney refers me to a paralegal or assistant?
Though it is common for legal professionals to get assistance from support staff, your lawyer should always be your primary point of contact. If you are constantly being handed off to a paralegal, clerk, or other assistants, this attorney may not prioritize your needs.
Can I represent myself in a foreclosure case?
There is no law that requires you to retain a lawyer for a home foreclosure matter. However, it is highly recommended to seek legal help. If you do not have a legal background, you could make mistakes that have a profound effect on your life. Plus, it is very upsetting to think that you could potentially lose your home. When emotions take over, you may not exercise your best judgment.
Why is it essential to retain a home foreclosure attorney near me?
When you hire a lawyer close to home, you can feel confident that he or she knows the state and local laws that affect your home foreclosure matter. In addition, convenience is a factor. You will be meeting with your attorney and must provide certain documents and information in connection with the foreclosure process. You will save time and aggravation by consulting with a home foreclosure attorney who is nearby.
Call Now to Speak with a Skilled Home Foreclosure Attorney in Merrillville, IN
Though these answers may be helpful, you probably have many other questions regarding your specific situation. At the Law Office of Kevin M. Schmidt, P.C., our home foreclosure lawyers can provide the details you need to make informed decisions about your financial future. Please call 219.756.0555 to schedule a free consultation at our Merrillville, IN office. You can also visit our firm online to learn more about our legal services for clients in Lake County and throughout Northwest Indiana.