Lafayette Chapter 13 Bankruptcy Attorneys

With so many different types of bankruptcy to choose from, it can be difficult to determine which one is right for you. This is where the skill of a bankruptcy attorney comes in. At Whitten & Whitten, our Lafayette Chapter 13 bankruptcy attorneys are dedicated to helping individuals and families achieve financial stability through bankruptcy.

How Chapter 13 Bankruptcy Works

Keep Control of Your Assets

Under Chapter 13 bankruptcy, you retain control of your assets while repaying your debts over a three to five-year period. This means no trustee will sell your assets, and you can continue running your business.

Flexible Repayment Plans

Repayment to creditors can be tailored to your financial situation. Sometimes, repayment can be minimal or even zero for unsecured creditors like credit card companies. Your repayment plan can also be modified if your income changes.

Protection from Creditors

Chapter 13 bankruptcy offers protection from foreclosure, repossession, and wage garnishment. This allows you to cure mortgage defaults over time, request loan modifications, and avoid immediate financial repercussions.

Determining if Chapter 13 Is Right for You

Deciding if Chapter 13 bankruptcy is the right choice for your financial situation can be complex. Consulting with a bankruptcy attorney is the most effective way to make this determination, as they possess extensive knowledge and experience in navigating bankruptcy laws and procedures. An experienced attorney can thoroughly assess your financial situation, explain the benefits and implications of Chapter 13, and help you craft a feasible repayment plan. Making such a significant financial decision without professional guidance can expose you to various risks, including mismanagement of your assets and debts or prolonging your financial distress.

Why Choose Our Lafayette Chapter 13 Bankruptcy Attorneys?

Unparalleled Passion and Dedication

Our team at Whitten & Whitten is committed to helping individuals and families in Lafayette achieve financial stability. We understand the stress and anxiety of overwhelming debt, so we are passionate about providing personalized legal solutions to each client’s unique financial situation.

Extensive Experience

Our bankruptcy attorneys have years of experience representing clients in Chapter 13 cases. They possess an in-depth understanding of the complex bankruptcy laws and procedures and a deep knowledge of the local courts’ expectations.

Personalized Legal Strategies

We believe that every client deserves individualized attention and tailored legal strategies. Our experienced attorneys take the time to listen to your concerns, take a deep dive into your financial situation, and develop a customized plan that suits your unique needs and goals. We are committed to providing you with comprehensive support and guidance every step of the way.

Flexibility

We understand that financial struggles often make it challenging to pay for legal services upfront. That’s why we provide you with flexible payment options, including installment plans and flat fees, to make our services more accessible to those in need.

Ready to Take Control of Your Finances?

If you are struggling with overwhelming debt, our Lafayette Chapter 13 bankruptcy attorneys can help you find relief. Contact Whitten & Whitten today to schedule a consultation and set out to achieve financial stability. With our professionals on your side, you can rest knowing that your best interests will be protected.