Mortgage After Bankruptcy?
What’s Happening


“We’ve Been Helping People from Merrillville and Northwest Indiana Get Out of Debt for 20 Years”

Mortgage After Bankruptcy?

Mortgage After Bankruptcy?
November 27, 2023

Will filing bankruptcy crush your dreams of homeownership forever? When you need to file for bankruptcy, you might wonder about the future.  It’s smart to ask these kinds of questions. When your debts become unmanageable, bankruptcy can relieve some or all of your debts. However, yes, it most certainly will affect your ability to qualify for a mortgage.

When filing bankruptcy, it stays on your credit report for 7-10 years. However, there is light at the end of the tunnel. Odds are, if can’t pay your current bills, loans, and expenses, you can’t get a mortgage right now anyway. Filing for bankruptcy may put you in a better position to qualify for a loan in the future. Plus, it might not be as far away as you think! Why?

  • The impact of bankruptcy on your credit report lessens over time.
  • Depending on the type of loan, and the measures you’ve taken to build credit, you might be eligible for a loan in just a few years. (This also depends on type of bankruptcy you file and if you can afford it.)

There are different kinds of bankruptcy and mortgage loans, so it is important to find legal counsel that is knowledgeable and has your best interest. Your lawyers at Whitten & Whitten can explain what options are available to you. Every case is different, and everyone has different hopes and aspirations for what happens after bankruptcy is discharged.

Cour dreams of homeownership don’t have crumble because of bankruptcy. Bankruptcy can help you to rebuild your credit, your finances, and your life until you can comfortably take on a mortgage. Call Whitten & Whitten today to learn more. Whitten & Whitten can help you through the process of discharging your debts and starting a journey towards homeownership. Call 219-763-6012 today for a free consultation. Yes…FREE!




Schedule A Free Consultation

At Whitten & Whitten, we offer a free consultation during which we will examine the facts of your case and advise you on how best to proceed

  • eleven plus 2 =
  • This field is for validation purposes and should be left unchanged.

We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code. This information is designed for general information only. The information presented should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Past results and testimonials are not a guarantee, warranty, or prediction of the outcome of your case, and should not be construed as such. Past results cannot guarantee future performance. Any result in a single case is not meant to create an expectation of similar results in future matters because each case involves many different factors, therefore, results will differ on a case-by-case basis. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.