Yes. If you file for Chapter 7 bankruptcy, your nonexempt assets will be liquidated to repay your creditors. These include all personal items not necessary for daily life, such as electronics and jewelry. Conversely, exempt items – integral to your daily life or occupation – are safeguarded. These often include your household goods, home, vehicle, and any items you need to perform your job.
Helping individuals obtain financial freedom through bankruptcy in
Lake, Porter, LaPorte, St. Joseph, Newton, Jasper,
Elkhart, Tippecanoe & Surrounding Counties.
Offering Free and Convenient
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Reclaiming Financial Freedom
Your Path to a Debt-Free Future
Our
NWI Bankruptcy Attorneys
Can Help Stop the Craziness.
Most people think of bankruptcy as a very negative situation. However, while it is true that no one ever wants to go through bankruptcy, sometimes it’s necessary. Often, bankruptcy can help a person get back on track financially and assist them with starting a more fiscally responsible way of life. Despite the negative financial aspects that lead a person to file for bankruptcy, there are some benefits to choosing this option.
Can Bankruptcy Really be Helpful?
So, how can bankruptcy help you? First and foremost, bankruptcy can help relieve the burden of debt. If you’re in debt, you already understand how difficult that burden can be. Debt is like a constant weight attached to your back that never sleeps and follows you wherever you go. In certain situations, debt can even take over your life and encompass every decision you make. If you’re feeling the unstoppable weight of debt, then you should consider bankruptcy.
Northwest Indiana Bankruptcy Process
- Consultation
- Chapter
7 or 13 - Fill Out Forms
- Credit Counseling
- Automatic
Stay - Confirmation Hearing
- Final Discharge of Debts
Consultation
Your first step is to contact our firm to schedule an initial consultation with our bankruptcy attorney at your convenience.
Frequently Asked
Questions
Does My Spouse Have to File Jointly with Me?
No, the Bankruptcy Code does not require married couples to file together. You can file your bankruptcy case alone if most of the debt is in your name only. Certain debts, like medical bills and debts made in both spouses’ names, are both parties’ responsibility. In such cases, it can benefit spouses to file their bankruptcy jointly.
Who Knows About My Personal Bankruptcy Case?
Only you, the court, and anybody you choose to tell about the bankruptcy will know about your case. Although bankruptcy filings are public records, it is rare for parties outside a case to seek this information.
Will I Be Able to Rent After I File for Personal Bankruptcy?
Yes. However, having a lease application accepted can be complex if you have bad credit and a bankruptcy case on your credit history. Reducing your debt through bankruptcy can actually help you secure a lease in some cases—by removing your debt, you can appear to have a better credit risk than other applicants.
How Do I Know if I Should File for Personal Bankruptcy?
If you have a personal debt you cannot realistically repay on your own, bankruptcy might be the right course of action. If you face threatening collection calls, wage garnishment, foreclosure on your home, or repossession of your vehicle, filing for bankruptcy can stop these actions.
Meet The Attorneys
why choose
whitten & whitten
established legal relationships
Our attorneys have cultivated strong working relationships with judges and peers, offering you an advantage in court proceedings.
over 30 years of experience
We bring three decades of experience in addressing diverse legal needs.
personalized service
Every client receives individualized, one-on-one attention.
flexible payment plans
We provide various payment options to ease your financial concerns.
streamlining bankruptcy
Our approach makes the bankruptcy process as straightforward and stress-free as possible.
accessibility
We’re here for you with evening & weekend appointments to fit your schedule.
complimentary case evaluation
Start with a free review of your options to make informed decisions.
What Our Clients Say!
These guys really took me out of a tough time. Really down to earth and made me feel at easy. Would recommend
Mark H.
googleI would suggest Whitten & Whitten and the whole office. They helped me and were so helpful and friendly. Thank you for getting me back on track.
Patti B.
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We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code. This information is designed for general information only. The information presented should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Past results and testimonials are not a guarantee, warranty, or prediction of the outcome of your case, and should not be construed as such. Past results cannot guarantee future performance. Any result in a single case is not meant to create an expectation of similar results in future matters because each case involves many different factors, therefore, results will differ on a case-by-case basis. By providing contact information, users acknowledge and give explicit consent to be contacted via the methods of communication provided, including SMS. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out.
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