Technically, bankruptcy debtors could get credit cards the day after they emerge from bankruptcy. There is no waiting period. Realistically, filing for bankruptcy lowers your credit score. Anyone…
For many years, banks have promoted a number of bankruptcy myths, especially the five listed below. These myths were strong enough to convince lawmakers to pass a sweeping…
The financial storms of life trigger most personal bankruptcy filings, and in most cases, these storms hit more than once. Medical bills are a good example. Excessive medical…
Yes and no. Past-due utility bills are unsecured debts. So, they are dischargeable in bankruptcy. “Discharge” basically means the judge eliminates the legal obligation to repay the debt.…
If they meet basic income and debt-related qualifications, anyone can file for bankruptcy at any time. Additionally, since these actions are voluntary petitions, most debtors can pull the…
Bankruptcy can work as a financial do-over, but what it is not is a handout, charity, or a sign of failure. We all face difficulties, and some of…
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