Debt Relief Attorney Near Hobart

Debt Relief Attorney Near Hobart

“We’ve Been Helping People from Merrillville and Northwest Indiana Get Out of Debt for 20 Years”

Debt Relief Attorney Near Hobart

Finding Debt Relief Solutions for Clients in the Hobart Area

For many households, debt is a fact of life, as each month might involve mortgage payments, auto loans, and a credit card or two. However, debt can get out of control quickly and for many different reasons, and there are many people who cannot afford to make all of their payments every month. 

If you feel like you are drowning in debt, you should not hesitate to speak with a debt relief attorney near Hobart. There are options for relief, and you do not have to continue living under immense financial stress. Consult with Schmidt Whitten & Whitten and learn how you might be able to solve your debt-related concerns.

Types of Debt

Debt relief strategies will depend on the type of debts in a particular situation. There are many debts that people fall behind on and cannot catch up, including:

  • Medical bills
  • Tax debts
  • Credit card balances
  • Personal loans
  • Auto loans
  • Mortgages and second mortgages
  • Legal judgments
  • Child support
  • Rent and utilities

Our experienced debt relief lawyer will review the types of debt you have, as well as the following factors:

  • Are your debts in collections?
  • Is your credit rating going down?
  • Are you at risk of losing your home or car?
  • Are you facing creditor lawsuits?
  • Do you have a wage garnishment?
  • Is there a levy on your bank accounts?

By answering these questions, we can design a debt relief strategy that works for you and protects as much of your property as possible.

Debt Relief Through Bankruptcy

Many people hesitate to discuss bankruptcy because of many misconceptions about the process. While you might think that bankruptcy tells the world that you are financially irresponsible, there are many reasons for bankruptcy that have nothing to do with debt management mistakes. These include sudden medical conditions, unemployment, lawsuits, predatory lending, and more.

There are two types of bankruptcy primarily used by consumers:

  • Chapter 7 bankruptcy, which is a relatively quick process that might put some of your property at risk
  • Chapter 13 bankruptcy, which allows you to keep your property though requires a payment plan for three to five years

Both types of bankruptcy can be highly beneficial, and which type is right for you will depend on your circumstances, such as your household income. 

Bankruptcy filings are the beginning of the path to a healthy financial situation for our clients. It is fully possible to rebuild your credit after bankruptcy, and this legal process allows you to take back control of your finances. 

Consult with a Debt Relief Attorney Near Hobart for More Information

There is no need to go on dodging collections or losing sleep over how you will juggle your bills. Instead, contact Schmidt Whitten & Whitten to set up a free consultation. We have seen firsthand how bankruptcy can achieve the debt-relief goals of our clients, so please contact us to speak with a debt relief attorney near Hobart today.

Schedule A Free Consultation

At Schmidt Whitten & Whitten, we offer a free consultation during which we will examine the facts of your case and advise you on how best to proceed

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Our Phone Number219-756-0555
Contact via
Our Location200 E. 80th Place
Suite 110
Merrillville, IN 46410
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code. This information is designed for general information only. The information presented should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Past results and testimonials are not a guarantee, warranty, or prediction of the outcome of your case, and should not be construed as such. Past results cannot guarantee future performance. Any result in a single case is not meant to create an expectation of similar results in future matters because each case involves many different factors, therefore, results will differ on a case-by-case basis. By providing certain contact information herein, you are expressly authorizing the recipient of this message to contact you via the methods of communication provided.
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