Foreclosure Defense Lawyers in Merrillville

Homes and other property are among your most valuable assets. Unfortunately, adverse circumstances can cause you to fall behind on payments. Once you do, your lender can start foreclosure proceedings against you. To protect yourself in this situation, reach out to Whitten & Whitten right away. You can count on our experienced foreclosure defense lawyers in Merrillville to thoroughly review your case and guide you in the options available. Contact our office to request a free consultation today. 

Facing a Potential Foreclosure In Merrillville?

The foreclosure rate in our area has historically been high. While statistics from Indiana University show a slight decline in recent years, many people continue to struggle. Through no fault of your own, you may be having problems making timely mortgage payments. Common causes include: 

• Job losses;
• Reductions in hours or income;
• Medical problems, impacting your budget and/or ability to work;
• Personal issues, such as taking on additional family obligations, going through a divorce, or the death of a loved one;
• High amounts of other debts, which can stretch your monthly budget thin.  

Falling behind even one month on your mortgage can create serious problems. To protect yourself, reach out to our foreclosure defense lawyers in Merrillville right away. 

We Protect You Against Foreclosure Proceedings

Once you miss a single mortgage payment, it is considered a default and you begin racking up heavy penalty fees. This can cause you to fall behind even further. By the third month of missed payments, your lender will likely send a demand letter, giving you thirty days to get caught up. If you fail to do so, they have the right to repossess your property and sell it via foreclosure. 

At Whitten & Whitten, we help prevent this from happening. Steps our foreclosure defense lawyers in Merrillville can take on your behalf include:  

• Reviewing the terms of your mortgage or other loans;
• Reviewing all correspondence received by the lender;
• Contacting them on your behalf in an effort to work out a payment plan;
• Discussing other options available.    

In some cases, the best course of action may be to file a petition through the Illinois chapter of the U.S. Bankruptcy Court. Filing for bankruptcy can put an immediate stop to foreclosure while allowing you to renegotiate payment plans and eliminate other debts. 

Reach Out to Our Foreclosure Defense Lawyers in Merrillville Today

If you are struggling with debts and in danger of losing your home or other property, reach out to Whitten & Whitten. We protect your rights and can guide you in the options available. Call or contact our foreclosure defense lawyers in Merrillville online to request a free consultation.